Login, Approval, Customer Service – Enter the Approval Code to Apply

  • Must be 18 years of age or older
  • Enter a pre-approval code to apply for the world-famous Credit One Bank card
  • Credit One Bank manages, N.A
  • The application should take less than 4 minutes to complete online

Those with a pre-approval code are more likely to be approved for the credit card as they have already been prescreened.  Those who do not have a pre-approval code can still apply, but the likelihood of approval may not be as great.  Credit One Bank N. A does not guarantee approval to anyone (even those with an approval code), and the card can be used anywhere in the US where the Visa logo is present.

Related: Credit One Credit Card Login Payment

To apply for the Credit One Bank card, the applicant must be 18 years of age or older and a legal resident of the US (Credit One does not market a card to foreigners at this time).  The applicant does not need to have an excellent credit score as the line of Credit One credit cards are designed for consumers with less than perfect credit. application

  • If you have already applied,  here to check your status
  • If you have not received a credit card offer from Credit One Bank

If you received a Credit One Bank card offer via US Mail and would like to accept the offer, visit and enter the promotional code provided.

The application should take 5 minutes to complete, and there is a 99% you will be approved.


  • Easy application
  • Approved applicants can apply for a Credit One Increase line of credit after 60 days.
  • The approval number does not guarantee approval but increases the odds
  • Applicants will also have to provide their SSN
  • Applicants can pick from various card fronts (i.e., Tiger, Beach, US Flag, Cheetah Print.

Any questions regarding a Credit One Bank card application can be directed to 1-800-752-5493 between 5 am to 9 pm Monday to Friday or 6:30 am to 5 pm on Saturday and Sunday.  Those who are lucky enough to have a Credit One card already and need to access automated account information can call 1-877-825-3242 (toll-free), or outside the US, please dial 1-702-405-2042.

Here are what consumers around the web are saying about Credit One cards.

After reading the reviews, I decided to try them anyway. Yes, they do charge an annual fee right away. Yes, they do charge for authorized users. If you read everything carefully, there will be no surprises. I was shocked to see my payment posted after one day since the reviews said it takes days. I was pleasantly surprised to see the offers. I just got 5% cash back at Denny’s. I’m unsure if that is on top of the 1% I get back. So far no issues. I will post again if anything goes wrong.” – Mary

My son was in the hospital, and I unknowingly missed two payments. I received a call and then logged in to make the payments. When I logged in, I no longer had online access. I then called and made the payment and it was at that time, I was told my account was closed to pay off the balance and apply again. my balance was $240 on a $400 Credit Card, and I had just made a $50 payment on. THIS IS NOT THE CARD TO USE TO REBUILD YOUR CREDIT” – Sally

This card is tough to make the payments on they keep telling me I have to physically submit a paper document that is a bank validation letter. They are challenging to work with I do not recommend this card.” – Craig.

Customer Service

  • Phone: Toll-free within the United States 1-877-825-3242
  • Phone Outside the USA: If you are outside the U.S., call 1-702-405-2042.
  • Web:


Mailing Address

We have listed the mailing address associated with credit from Credit One below. Most customers will be interested in the payment or general mailing address. If you have any issues with a bill, it is better to call Credit One and speak with a manager over the phone than write a letter.


Credit One Bank Payment Services P.O. Box 60500 City of Industry, CA 91716-0500

General Correspondence

Credit One Bank P.O. Box 98873 Las Vegas, NV 89193-8873

Errors or Questions About Your Bill

Credit One Bank P.O. Box 98873 Las Vegas, NV 89193-8873

Credit Protection Written Correspondence

Credit One Bank P.O. Box 98873 Las Vegas, NV 89193-8873