www.citizensbank.com/cashbackpluscard – Citizens Financial Cash Back World

Citizens Bank Cash Back Plus Card

  1. Earn an industry leading 1.8% cash back (with annual no limit) with the Citizens Bank Cash Back Plus World MasterCard
  2. The cash back is 1.5% for standard customers or 1.8% for customers who elect to have the bonus deposited into a Citizens Bank personal checking, savings, or money market account

The card is issued by Citizens Financial Group, Inc. | Citizens Bank which is a brand name of Citizens Bank, N.A in association with MasterCard International Incorporated.  Any questions about the card can be directed to a Citizens Financial customer service rep at 1-888-333-5145.

Citizens Financial Cash Back World Lore

  • 0% introductory APR for the first year (aka 12 months from the date of activation)
  • UNLIMITED 1.5% cash back on every purchase (Citizens Financial is the first firm to offer this high of a cash back % with an unlimited cap)
  • 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more
  • No annual fee
  • Certain charges will not earn cash back i.e. lottery tickets, casino purchases, life insurance charges, cash advances etc
  • The 10% purchase bonus requires the Citizens Bank Cash Back Plus Card member to make at least one eligible purchase every month for six consecutive months
  • Interest charges will apply once the card holder is 21 days late making a payment
  • Citizens Financial will charge 3% or $10 when making a balance transfer (whichever is more)
  • An auto fee of $35 will be charged on all late payments (even if they are a minute late)

Citizens Financial Group Corporate Profile

  • Based in American but a British owned and operated bank holding company
  • Founded in 1928 under the name “High Street Bank”
  • Specializes in retail and commercial banking products and services

Citizens is currently headed by Mr. Bruce W. Van Saun and is headquartered at One Citizens Plaza, Providence, RI 02903.  The bank mostly conducts operations on the Eastern United States with locations in the states of Connecticut, Delaware, Illinois, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island and Vermont.  During the great US subprime mortgage securities CRISIS of 2008 the bank posted a dreadful $8 billion dollar lose and was investigated by the US Securities and Exchange Commission.