SoFi Cut My Rate 6
- Apply to have an interest rate cut with SoFi Loans
- Personal Loans with SoFi fixed rates start at 5.95% and variable rates start as low as 4.73% APR
- To obtain the 4.73% rate customers are required to pay with AutoPay (payments come directly out of the customer’s bank account automatically)
The SoFi Cut My Rate 6 promotional offer is ideal for someone who is paying a high interest rate on credit card debt for example. It only takes a few minutes to apply for the Cut My Rate 6 promotional offer and the confirmation code is required. Those without a SoFi cut my rate 6 confirmation code can still apply for a loan but their approval rate will not be as high.
Why would SoFi be a good choice to refinance a loan?
- They offer loans up to $100k at fixed rates
- Offer an auto pay promotion that helps reduce APR %
- Comes with no origination fees or pre-payment penalties
- Interest rates on SoFi variable rate personal loans are capped at 12.49%
- Live customer support 7 days a week (even on Sundays)
- Borrowers who lose your job will be allowed to temporarily pause a loan payment
SoFi Personal Loans compare favorable vs the others in the business (i.e. Prosper, Lending Club, Discover Personal Loan) as those places usually only offer loans up to $35,000 at most and offer no unemployment protection.